Can I open zero balance account in United Bank of India?

Can I open zero-balance account in Ubi?

No minimum balance requirement as account can be opened with Zero balance. Cash Deposit Charges will be applicable for any cash deposit in the account. Receipts through Digital Channel – Free and Unlimited.

How can I open account in United Bank of India?

How to Open a Saving Account in United Bank Of India Account Account?

  1. (1) Personally Visit United Bank Of India Account Account Branch. …
  2. (2) Fill up Account Opening Form (AOF) for Savings Account. …
  3. (3) Attach Required (Mandatory) Documents with the Account Opening Form (AOF)

Which bank is best for opening zero balance?

The zero balance savings account, 811 Digital Bank Account of Kotak Mahindra Bank offers 3.50 per cent rate of interest. This account can be opened via a video KYC, eliminating the need to visit the bank physically. With this account, individuals can transfer the money online via NEFT or IMPS.

Which bank account is best in India?

The savings bank account offered by Kotak Mahindra Bank is appropriate for those who want a higher interest account with zero balance facility. The 811 Edge account of Kotak is one of the best savings accounts that this bank has offered.

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Is PAN card necessary for bank account?

PAN card is compulsory and is required for doing most financial transactions. The I-T department has made it mandatory to link your bank account with PAN. The main reason for this is that your income tax refunds will be credited directly to your bank account.

How much money can we withdraw from UBI ATM in a day?

Customers can withdraw up to Rs. 25,000 per day from ATMs. The debit card is accepted at all United Bank of India ATMs, RuPay ATMs and all NFS member bank ATMs. Shop online or at retails stores through POS terminals for a maximum of Rs.

What is the interest rate of United Bank of India?

United Bank of India Interest Rates for Domestic Term Deposits Less than Rs. 2 Crore

Tenure Rate of Interest for General Public (p.a.) Rate of Interest for Senior Citizens (p.a.)
180 days to less than a year 4.40% 4.90%
1 year to up to 2 years 5.00% 5.50%
2 years to up to 3 years 5.10% 5.60%
3 years to up to 10 years 5.25% 5.75%

Can I open bank account without PAN card 2020?

Without them, you cannot open a bank savings account. Documents that you need to open a savings account in a bank are – your valid photo identification proof like Aadhaar card or PAN card, passport, driving license etc. Want to open a bank saving account? … Without them, you cannot open a bank savings account.

Which bank offers online account opening?

You can apply online to open a Savings Account with HDFC Bank and benefit from the wide range of features and exclusive deals that come along with the different variants. The online saving account opening process is simple and easy, and can be completed online in just a few steps.

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Which bank is best for opening account?

Top Banks that have the Best Savings Account for Individuals

  • State Bank of India (SBI) Savings Account.
  • HDFC Bank Savings Account.
  • Kotak Mahindra Bank Savings Account.
  • DBS Bank Savings Account.
  • RBL Bank Savings Account.
  • IndusInd Bank Savings Account.

Which bank has no minimum balance?

Latest Interest Rate for Zero Balance Savings Account

Bank Name of zero-balance savings account Interest rate
Kotak Mahindra Bank 811 4% to 6%
Standard Chartered Bank Basic Banking Account 0.5% to 4.90%
HDFC Bank Basic Savings Bank Deposit Account 3.50% to 4%
Axis Bank Basic Savings Account 3.50% to 4%

What banks have no monthly fees?

Citibank and TD Bank are the only two banks that offer no interest checking accounts with no minimum to open. BB&T also offers a checking account with no monthly maintenance fee; however, it is only available in select states.

Which bank has lowest minimum balance?

List of All Banks Savings Account Interest Rates and Minimum Balance 2021

List of Savings Account Banks Minimum Balance Required(INR) Savings Account Interest Rates (p.a.)
ICICI Bank 0/1000/2000/2500/5000/10000 3.00% – 3.50%
IDBI Bank 500/2500/5000 3.30% – 3.80%
IDFC Bank 25000 6.00% – 7.00%
Indian Bank 250/500/1000 3.00%