Can I use Indian credit card for international transactions?

The credit card, if swiped within India, is free of charge. But if utilised abroad, you need to make the payment in the currency of the country for which a conversion charge is applied. For international transactions, network charges up to 3.5% of the transaction value.

Which Indian credit card can be used internationally?

Top Credit Cards for International Travel

Credit Card Joining Fee
Jet Privilege HDFC Bank World Credit Card Rs.2,500
Air India SBI Platinum Card Rs.1,499
Axis Bank Titanium Smart Traveler Credit Card Rs.250
Yatra SBI Credit Card Rs.499

Can I use my credit card to buy internationally?

An international credit card can be used pretty much anywhere in the world. It’s a card that doesn’t charge foreign transaction fees and includes an international chip and PIN. Not all cards that work in the U.S. work when you’re traveling internationally.

Is SBI Visa Card International?

All SBI credit cards can be used for international spending and transactions. However, the foreign currency markup fee varies based on the type of card. The charges for international transactions are as follows: A forex markup fee of 1.99% + applicable taxes are applied on all SBI Elite range of credit cards.

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Which credit card is best for international transactions?

9 Best Credit Cards for International Travel

  • Citibank Premier Miles Credit Card. …
  • American Express Platinum Travel Credit Card. …
  • HDFC Bank Regalia Credit Card. …
  • Axis Bank Miles & More World Credit Card. …
  • Jet Privilege HDFC Bank World Credit Card. …
  • HSBC MakeMyTrip Signature Credit Card. …
  • Air India SBI Platinum Card.

How do I avoid foreign transaction fees?

How to Avoid Foreign Transaction Fees

  1. Watch Out for Conversion and Transaction Fees.
  2. Open a Credit Card That Doesn’t Have a Foreign Transaction Fee.
  3. Exchange Currency Before You Travel.
  4. Open a Bank Account That Doesn’t Charge Foreign Fees.
  5. Pay With the Local Currency.
  6. Finding Cards With No Foreign Transaction Fees.

Can I transfer money from credit card to international bank account?

This method is useful in times of emergency e.g. in case you are abroad, and the family is in India. You can basically transfer money from your credit card to a family member’s bank account. This method is also useful in case you are in an area where there is limited or no access to an ATM or a bank.

Is it better to use credit card or debit card abroad?

The main advantage of using a debit or credit card overseas is that you won’t pay foreign transaction fees every time you spend. While many also won’t charge fees for cash withdrawals, you will still usually be charged interest from the date of the transaction if you use a credit card.

Does SBI charge for international usage?

Will I be charged for activating the international usage on my SBI debit card? For the options of activating your international usage for your SBI debit card through the SBI Anywhere app and the internet banking facility, there will be no charges. However, for the SMS option, regular SMS charges will be applicable.

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How much does SBI charge for international usage?


Sl.No Particulars Rs
5. International Transaction Charges ₹100/- min. + 3.5% of Txn. Amt. + GST
3% of transaction amount plus GST
6. Domestic Transaction Charges (At ATM)
Average Monthly Balance (AMB) in Savings Bank Number of free transactions per month (Both Financial and Non-financial)

How can I use SBI credit card internationally?

How to activate SBI credit card international transaction on sbi card

  1. Open on your computer or smartphone.
  2. Enter your user id and password to login to your dashboard.
  3. Now, from the main screen, click on services option to expand the menu.
  4. From the services menu, click on Activate international usage option.