How can I know my Indian bank account is active or not?

You can check if the bank account is active or not via online banking, by calling the bank representative or visiting your bank. If you haven’t done any transaction in your account for a year, which is 12 months, it will be rendered inactive by your bank.

How do you check my Bank of India account is active or not?

Account holders can dial BOI customer care number 1800220229 for Bank of India balance check. Customer will be required to talk to a customer service agent to know his account details. After verification, you’ll get all the details you want to know pertaining to your bank account.

How can I activate my Indian bank account?

Indian Bank provides a facility to reactivate a Dormant Account from any of the following ways:

  1. Submit a request for activation of your account through Internet banking. You need to visit the website of Indian Bank. …
  2. By Calling the Customer Care Number of Indian Bank. …
  3. By Contacting your home branch of Indian Bank.
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How can I know my bank account is active or not?

You can check if the bank account is active or not via online banking, by calling the bank representative or visiting your bank. If you haven’t done any transaction in your account for a year, which is 12 months, it will be rendered inactive by your bank.

How do I check my balance?

Through Missed Call Service

You can also give a missed call on 1800 274 0110 (toll-free) from your registered mobile number and you will receive an SMS with your account balance.

How can I transfer my Indian bank account?

Steps to transfer the Indian Bank Account Account saving account from one branch to another branch

  1. (1) Personally Visit your Home Branch. …
  2. (2) Give a written request to Transfer your Savings Account. …
  3. (3) Submission of your KYC Documents. …
  4. (4) Visit your New Branch. …
  5. (5) Get your new IFSC code from your New Branch.

How many days does it take to activate a bank account in India?

Fill and submit it at your respective Indian Bank Branch. You will receive your T-PIN with in seven working days. Acknowledge the T-PIN, as soon as we receive the acknowledgment your account will be activated. Give us 24-48 hours to activate your PIN.

What happens to dormant bank accounts in India?

If your account has been classified dormant by the bank, you need to visit the branch of the bank and make an application to activate the same. … If a fixed deposit matures and proceeds are unpaid, the amount left unclaimed with the bank will attract the savings bank rate of interest, according to the central bank.

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How long can a bank account be inactive?

If you don’t use your account for a long period of time the bank or building society may declare it dormant, but the length of time before this happens will vary between institutions. It could be as little as 12 months for a current account, three years for a savings account, or in some cases up to 15 years.

What happens if bank account is not used?

If the account has been inactive for 2 years, it becomes dormant or inoperative. To avoid this from happening, you can carry out transactions like outward bill, cheque transactions, cash deposits, cash withdrawals, etc. … If you don’t pay heed to managing your inactive bank account it can cost you money.

How do I know if my account number is valid?

Manual Validation

  1. Ask for Identification.
  2. Call the Customer’s Bank. Call the bank listed on the customer’s check. …
  3. Record the Bank’s Response. Record the agent’s responses for future reference. …
  4. Choose a Validation Service. Subscribe to a bank account validation service. …
  5. Log-In to Your Service.